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Your Connection to Savings (Ontario, Alberta and Nova Scotia Only)

My_BRIDGETM is a new technology solution designed to save drivers money on their car insurance. By using a telematics device, My_BRIDGETM is designed to reward safe driving behaviour by recording when and how many kilometers are driven as well as how safely the vehicle is operated.

For a complete overview of the My_BRIDGETM program please watch our Introduction Video.  

(Transcript available)



  • Save up to 30%* on auto insurance.
  • Get 5%* off just for signing up; plus download the My_BRIDGETM app for FREE and get an additional 5% discount.
  • It’s free – My_BRIDGETM is free for all Pembridge customers and there are no sign up fees or user fees.
  • No downside – My_BRIDGETM will not increase your premium.
  • It’s easy – Simply follow the instructions included to install the device and you’ll be set in a matter of minutes.
  • It’s confidential – The data collected is confidential. It will never be used for the purposes outside of the My_BRIDGETM program without your consent, except as may be required by law, and subject to the terms and conditions of your My_BRIDGETM agreement.
  • Improves your driving habits – You are able to review your data on a driver portal, to help improve your driving habits.

*Terms and conditions apply. Your savings may vary. Savings apply to major coverages only.


How does it work?

Step 1: Sign up

Discuss your eligibility with your Broker and enroll in the program. To enroll you require a valid email address. 

Step 2:  Install

After accepting the My_BRIDGETM agreement (will be sent via email and must be accepted online) you will receive the device in the mail. Follow the directions to install the device in your car and you’ll be ready to start saving.

Step 3: Drive safely and save

The device tracks your car’s driving data for 6 months and then rewards you for:

  • low-mileage
  • driving at safe speeds
  • driving during safe hours
  • minimizing frequency of hard stops



You are eligible to enroll in the My_BRIDGETM program if you are insured with Pembridge and own a 1998 or later model vehicle. Electric, diesel or hybrid vehicles are excluded from the program.

For more information please visit our Frequently Asked Questions (FAQ)


Myth vs. Fact  | Mythbusting Usage-Based Insurance

Here in Canada, usage-based insurance is fairly new, but it’s thoroughly regulated. Regardless, a number of myths have surfaced around this technology, which may prevent Canadians from taking advantage of it. We wanted to help set the record straight on usage-based insurance and explain how it may assist drivers in becoming better drivers, while saving them money on premiums. 

UBI Myth vs. Fact Infographic



You can download our free My_BRIDGETM app from The App Store (iOS version) or Google Play (Android version) to your smartphone. This application will monitor your next 5-trips to replicate the My_BRIDGETM process.  This will give you details about your driving habits and projected discount range. Customers who download the My_BRIDGETM app are then eligible for an additional 5% enrollment discount (a total combined discount of 10%) when they enroll in the My_BRIDGETM program.


* Enrollment discounts vary by Province. Please discuss with your broker.