Homeowner's insurance provides coverage for your home, possessions, and personal liability.


Tenant insurance covers your personal property from unpredictable events. It also provides coverage for legal responsibility to other people if you damage their property or injure them.


Each of our condominium policies is a combined package, which provides protection for personal property, comprehensive personal property and unit contingency.


Seasonal & Rentals

Also known as a Residential Fire policy, this covers your rental property and/or your seasonal home including the property’s physical structure and personal belongings kept on-site.


Boat owner insurance protects your investment in your recreational boating equipment and accessories, such as oars, anchors, life preservers and cushions, from physical damage or loss. Insurance is available for outboard motor boats, inboard boats, inboard-outboard boats, personal watercraft and sailboats.

Other products

  • Builder’s risk
  • Home business
  • Vacation trailer
  • Secondary homeowner

Available discounts

  • Claims Free – New! (previously included as part of HLTV)
  • Occupation – New!
  • Non-Smoker – New!
  • Water Damage Prevention – New!
  • Water Sensor – New!
  • Heating Discount – New! (Atlantic provinces only)
  • Roof Construction Discount – New! (Alberta only)
  • Home Security
  • Mortgage Free
  • Multi-Line Advantage (previously included as part of HLTV)
  • Multi-Location
  • New Home

Products and coverages may vary between provinces.